Saint Financial Services
Who Are We?
Saint Financial Services (SFS) are the independent financial advice division of Saint & Co Chartered Accountants and we are regulated by the Financial Services Authority (FSA).
We are Independent Financial Advisers (IFAs) which means we are flexible and can recommend products from the whole marketplace as we are not tied to any insurance company, bank or building society. Therefore we offer the best products, the best companies and the best value to suit individual client needs.
We offer sophisticated product research and technical backup enabling us to provide high quality independent advice. As a division of Saint & Co, we also have access to technical assistance on all taxation matters, ensuring all recommendations are the most tax efficient option for the client.
What We Do
Our role is to assess the financial situation and objectives of clients, from issues such as how to improve the returns available from bank or building society accounts to dealing in stocks and shares.
Our recommendations are based on individual needs and attitude to investment risk.
SFS provide an ongoing flexible and professional service. We offer detailed performance reports on investment portfolios and are happy to meet clients at any of our branch offices or in the comfort of their own homes.
We provide comprehensive advice and guidance on the following:
Investments
A wide range including tax exempt special savings accounts (Tessa's), personal equity plan (PEP) transfers, individual savings accounts (ISA's), fixed interest securities, collective investments such as unit trusts, investment trusts and open ended investment companies (OEICS) and insurance company bonds both onshore and offshore.
Pensions
Retirement annuities, personal pension schemes, self-invested personal pensions (SIPPS), small self administered schemes (SSAS) and stakeholder schemes.
Life Assurance
Level term, decreasing term, convertible term, critical illness, terminal illness and life.
Protection
Private medical insurance, income protection and long term care.
Estate Planning
All aspects of estate planning including inheritance tax, life assurance policies written in trust, wills and life time gifts.
Trusts
Investments written in trust, life interest trusts, discretionary trusts and accumulation and maintenance trusts.
Our Advisers
Collectively, our advisers have over 70 years experience in the financial services industry:
Phillip Dhillon is a Chartered Accountant and a Partner in the firm of Saint & Co with 14 year relevant experience in financial services.
Peter Ballingall has 38 years experience in financial services and is highly qualified as an associate member of the Chartered Insurers Institute (ACII), a member of the Personal Finance Society (Dip PFS) and has the Advanced Financial Planning Certificate (AFPC).
Jennie Lewis has 25 years experience in financial services. Originally from a banking background and after having spent 5 years as a compliance manager for a Private Client Fund Manager and Stockbroker she has returned to the role of an IFA. She is also a member of the Society of Financial Advisers and holds the Financial Planning Certificate.
For more information on Saint Financial Services please contact t.01228 548043 or sfs@saint.co.uk.
