Author Archives: Andrew Liddle

Health and safety

By law, employers are responsible for the health and safety of all employees, including those working from home. Employer responsibilities During the coronavirus pandemic, it’s very unlikely that employers can carry out usual health and safety risk assessments at an employee’s home. However, an employer should still check that: each employee feels the work they’re…

BITE 2018 Recap: How accounting sits at the core of your business

Xero, tech, BITE 2018

On Friday the 12th of October, 2018, hundreds of business owners descended on Carlisle Racecourse to spend the day learning about Business, Innovation, Technology, and Efficiency. Or ‘BITE’ for short. Saint & Co. welcomed a number of guest speakers to the stage to share their insight and expertise. And we couldn’t be more pleased to…

Inheritance planning and giving tax-free gifts

regular gifts

If you’re looking to gift money or property to your family, it’s vitally important that you consider the impact of inheritance tax and capital gains tax on these gifts. The tax implications can be complex, but with the right advice and the right inheritance planning, it’s possible to save up to 40% of your inheritance…

4 ways to improve your farming business: 4. Plan for the future and succession

There’s a strong tradition of farming being a family affair. And when you’re running a family business, you’re no longer just managing a farm; you’re also the custodian of an ongoing farming enterprise that must provide for future generations. So it’s hugely important to take a long-term view when making business decisions about your farming…

4 ways to improve your farming business: 3. Get a handle analysing (coding) with cost centres

Farming is one of the staple industries of the UK economy. But it’s also a sector where revenues and profits can fluctuate greatly depending on market forces and economic conditions. If you’re running your own farming business, it can be a challenge to keep on top of the dynamic nature of these fluctuating profit margins….

4 ways to improve your farming business: 2. Understand tax and capital gains

Getting a better understanding of your tax liabilities is a fundamental tool in improving the financial success of your farm or agricultural business. As we highlighted in our previous blog, it’s vital that you have a clear focus on maintaining positive cash flow and have profitability built into your farm’s business model.  And one of…

4 ways to improve your farming business: 2. Understand tax and capital gains

Getting a better understanding of your tax liabilities is a fundamental tool in improving the financial success of your farm or agricultural business. As we highlighted in our previous blog, it’s vital that you have a clear focus on maintaining positive cash flow and have profitability built into your farm’s business model.  And one of…

4 ways to improve your farming business: 1.Address your profitability and cash flow

When push comes to shove, you want your farm to turn a profit. All the early starts and long working days should translate into a healthy year-end profit – but that will only happen if you’ve got control over your spending, revenues and cash flow. So, how do you address the issue of getting on…

4 ways to improve your farming business: 1.Address your profitability and cash flow

When push comes to shove, you want your farm to turn a profit. All the early starts and long working days should translate into a healthy year-end profit – but that will only happen if you’ve got control over your spending, revenues and cash flow. So, how do you address the issue of getting on…

4 ways to improve your farming business

Farming isn’t an industry for the faint-hearted. It’s tough, physical work that requires strength of spirit and real tenacity to keep the business stable and turning over enough revenue to keep the farm afloat. Here at Saint & Co, we appreciate that it can be difficult to drag yourself away from the day-to-day running of…