BITE 2018 Recap: How accounting sits at the core of your business

Xero, tech, BITE 2018

On Friday the 12th of October, 2018, hundreds of business owners descended on Carlisle Racecourse to spend the day learning about Business, Innovation, Technology, and Efficiency.

Or ‘BITE’ for short.

Saint & Co. welcomed a number of guest speakers to the stage to share their insight and expertise. And we couldn’t be more pleased to have had the brains behind BITE – our very own Andrew Liddle – kick things off in the morning with his talk called ‘How accounting sits at the core of your business.’

If you missed the event, or you’d like to refresh your memory, here is an edited transcript of Andrew’s talk:

Good morning ladies and gentlemen.

For those of you who do not know me, I am Andrew Liddle, a partner at Saint & Co., and the person who had the idea to bring this event to our community.

When looking through the final running order for today, we realised that there was an omission – so there is change to our running order this morning. You will be pleased to know there will be a tea and coffee break at 11am!

My Inspiration

The idea (for BITE) came to me when I attended a conference held by Xero – we use Xero internally for a significant number of our quarterly and monthly bookkeeping assignments for clients. I was visiting to see what the latest developments to the software we use were, and to see what was coming next in terms of features and enhancements.

The event was held at the Excel Arena, and as I entered the exhibition hall I was immediately struck by the number of people attending, and the huge array of applications that connected directly into Xero.

Yes, some of these applications were related directly to the accounting function, but a number were dealing with other business areas, such as advertising and marketing, which are traditionally outside the accounting function but used Xero as the hub of these tasks.

This intrigued me, and I spent the best part of two days looking at these applications and listening to talks about the impact of technology. At the conference I met Karen – whose firm we use for our marketing – and we were talking about how rapidly the technologies are moving and how this creates opportunities and threats, and realised that a smaller, focused event would be of interest to the business community our firm serves. Our businesses want to learn, develop and improve, and why should they have to travel to the major cities to do so when we could bring an event like BITE to them here?

This event was also where I first became aware of our keynote speakers this afternoon, Andrew and Pete, who stood out from all the talks I attended over those two days as the ones I would most want to hear again.

Finally, I would like to thank my fellow partners for embracing this idea to enable us to bring it to you all today.

A Story of Innovation

From the receipt of a ZX Spectrum some 40 years ago, I have always been interested in technology and innovation. The ZX Spectrum brought computers into the home environment for the first time.  All programs were installed via a cassette tape and could take up to 10 minutes to load as you sat eagerly awaiting the installation of your new game – Manic Miner and Daley Thompson’s Decathlon were particular favourites!

Some would say that 10 minutes to load a program is quick in comparison to the time you’re sat waiting for Windows to download and install the latest security patch on your computer.

Throughout the 80s and early 90s, computers were gradually becoming more and more commonplace in the workplace and the home. When I first started at Saint, we had 4 computers in the entire office which we had to book a slot to use. Most sets of accounts were produced on handwritten schedules, with the finished accounts produced on typewriters.

Giant Leaps; Same Old Mistakes

Now we have a server in every office, computers on every desk, with the majority of staff using 2 screens to ease multi-tasking, and the ability to work anywhere in the world as long as you have an internet connection.

It will not be long once Elon Musk’s space tourism business commences where it will be possible to file your VAT return while orbiting the moon. Or, more likely, sharing selfies on your social media platforms while commenting that the freeze-dried rocket food you have been served on the flight tastes just like chicken!

Throughout all these technological advances, we still see that a large number of clients continue to bring in their accounting records months after the event, which makes their numbers simply a historic scorecard.

A significant minority of our clients are using the improvements in technology and software applications available to have their accounting information accessible in real-time. And they use this data to enhance their business and personal life.

The story I am about to tell is one such example.

Meet ‘David’

I have a client who, to protect his identity, I am going to call David.

Now, David runs his own business and is successful, but the one thing he hates is paying tax. I used to dread his phone calls every time he had to make a payment to the Inland Revenue, as he would always say “how much?” and “is this correct?”

“Yes”, I would reply, “it is correct and you need to pay it by the end of the month.”

The industry he operates has become increasingly regulated to such an extent that he was faced with having to submit quarterly accounts to his regulator within 6 weeks of the quarter end. So he rings me up and says he has this problem and, as he is the chief cook and bottle washer, he is going to need some help as he doesn’t have enough hours in the day to cope with this change.

David’s record keeping in the past was simply a box of his bank statements in order, paying in books filled in fully, and chequebook stubs fully completed. They always arrived 4 months after his year-end, so by the time we got around to discussing these figures, they were out of date.

When we had this conversation, Saint had recently conducted a review of the cloud accounting providers at this time, and as a firm, we had selected Xero to be the one we would recommend if asked. I thought to myself, we have the opportunity to try this now for real.

A Chance for Change

I said to him, yes, we can help, but we would have to change how we processed his transactions. I explained that we would use this new cloud accounting technology to assist with him this. He said, “that’s great but I don’t want to pay any more fees.” I said they would have to be an increase, but it would be sensible to reflect the increased work.

So we set-up Xero and obtained a direct feed of his bank account transactions. He never processed a transaction, although he said he would, so we had to do the processing for him.

The first couple of quarters were a pain as we were back and forth identifying transactions  and getting him to use a debit card for payments rather than cheques – to a point where we simply gave him a quick call to go through a couple of  transactions we could identify directly from the bank feed to allocate the correct code.

A Bit More Back and Forth

During these phone calls, I said to him “you’ve had a good start to the year, but you’ll have a hefty tax bill if this continues.”

“Really?” he said, “how much?”

I told him if this continued he would have this figure to pay, and when he would have to pay it by.

After a few curses, he asked “what can I do about it?”

We talked through his options. Increasing his salary was considered. “I would have to pay too much tax on that if I increase, and I would only spend it down the pub!” he said.

He eventually decided that he would make a regular pension contribution for his retirement, and he would transfer 20% of his profit each quarter into a deposit account to cover his tax bill. And then in quarter 4 of his financial year, he would consider making a top-up to his pension if he was having a better-than-expected year.

A Happy Ending

I now no longer get the phone calls each time David has a tax bill to pay. He has the money set aside to cover it, and he knows that he has done all that he can to minimise the amounts.

He does still ring me when his bill is due for payment, as he likes to keep us on our toes. But a quick reminder of what we do for him, that he’s not stressing that his regulatory reporting will be completed on time (so he can enjoy his Friday night in the pub), and that he now has provision in place for his retirement, which he has saved corporation tax on, is met by a “I know, I know. I just need to have grumble at something.”

So today we’re bringing this new way of working to you all, with the aim of showing you the available possibilities. Our speakers and exhibitors have been carefully selected to raise your awareness and to show that there is a different way of doing all of this.

In Summary: Overcoming Barriers with Making Tax Digital

We have all attended events, read articles or had thoughts on improving our business, but are worried about the status quo being damaged. So we introduce barriers to implementing change.

However, like David, there is a change coming: Making Tax Digital – MTD for short. And this change is not going to target a specific industry; it is going to impact all VAT-registered business owners.

This change is being introduced from April next year, and the reality of Making Tax Digital is that you and I are now going to have to prepare our accounting records digitally to be able to submit a digital VAT return.  Here at Saint, we think this new initiative should have been named Making Accounts Digital, as it makes it easier to explain this change. However, with an acronym of ‘MAD’, this would not have lasted the first press release!

So, an action point from today is to make sure your business is ready for MTD.

This disruptor removes the status quo and removes the barriers to change as, unless you are already doing so, you are going to have to change and bring your accounting function into the very heart of your business.

Your record keeping can longer be an afterthought. Use this precious data to enable you to gain a greater understanding to your business; to understand how your cash flow varies over time; why, at certain times of the year, you are at the limit of your funding facilities; and once you become aware of the issue, then you can look at ways to alleviate it.

From your digital accounts, you now have information, and with relevant information, you can make informed decisions. But with a multitude of information at your fingertips, what details should you be looking at and using?

This is where your Trusted Advisor comes the fore

Who is your Trusted Advisor?

Studies have shown that most business owners see the accountant as their Trusted Advisor.

In the age of automation and artificial intelligence, this advisor becomes even more important. Some will ask why, and I would reply that we are human. We understand that not all the decisions we make are simply ‘yes’ or ‘no’. There are other factors in play, such as our own hopes and fears, which result in decisions that are grey.

At this moment time, the machines will not be able to cope with the answer “it depends”, and from my experience, people still like dealing with people.

As I said earlier in my talk, as a practice we have heavily invested in Xero and have recently become a Platinum Partner.

So, let me welcome to the stage Ashleigh Lambert from Xero, who will share her knowledge of Xero and the importance of the connections between people, and how their technology cements these relationships.

Ignore Making Tax Digital at your peril!

Xero, HMRC, VAT

Less than 6 months now to go until tax gets digital via H M Revenue and Customs’ (HMRC) “Making Tax Digital” initiative. Yet a huge 40% of the affected businesses know nothing about it and have made no plans to conform with the new requirements for submission of their VAT Returns.

From 1 April 2019 VAT registered businesses with turnover above the VAT registration limit (£85,000) must submit their VAT Returns using HMRC approved digital software. The present online VAT filing system will be removed for businesses meeting the MTD criteria. The first VAT Return for a business’ VAT Return period starting after 1 April 2019 must be submitted digitally via “Application Programmed Interfaced” software (this just means that the digital software used must be capable of communicating with HMRC’s own digital software).

Whilst HMRC are expected to be lenient for the first year until people get their digital systems in place, they have published a penalty regime which will come into force from 1 April 2020 for late submissions and payments.

The regime is points based and will only apply to returns with a regular filing frequency e.g. monthly, quarterly or annually. It will not apply to occasional returns e.g. a return to report a one-off transaction.

A taxpayer will receive one point every time they fail to make a return on time. A penalty will be charged and notified once the taxpayer has reached the threshold penalty applicable to the frequency of submission periods as follows:-

Submission frequency Penalty threshold
Annual 2 points
Quarterly 4 points
Monthly 5 points

Points will have a lifetime of two years calculated from the month after the month in which the failure occurred.  Points will expire after a period of good compliance i.e. filing returns on time as long as all returns due within the preceding 24 months have been submitted.  The regime for period of good compliance is again set on the frequency of the returns as follows:-

Submission frequency Period of good compliance
Annual 2 submission
Quarterly 4 submissions
Monthly 6 submissions

As yet HMRC have not issued the amount of the financial penalty to be charged but Saints will keep you advised of this.

As everyone knows time flies, so it is sensible for VAT registered business to look at their record-keeping systems for VAT now and consider switching to an HMRC approved digital package.

Here at Saints we have been planning for our clients’ needs in light of this expected development for some time.  To this end we have adopted Xero Cloud software which has been approved by HMRC as being digitally compliant.  We offer clients flexibility in that we can supply them with Xero and provide the necessary training for businesses to use the package themselves.  Alternatively, advances in technology mean that we can offer clients a fee competitive package to maintain the required book-keeping and submit the digital returns – leaving businesses to concentrate on their day to day operations without worrying about VAT return submission deadlines.

Contact your local Saint & Co Office to learn how this could work for your business and receive a fee quote which could relieve you of a lot of hassle and stress!

Cyndy Potter

Saints Tourism & Leisure Manager

Technology is not the next great thing: People are

Ashleigh Lambert, Xero, BITE

“I’m passionate about technology and its power to change the way we live and work.” Ashleigh Lambert, Xero

Technology does have great power. But if that’s the case, why would we ask Ashleigh to speak at our BITE event about how technology is NOT the next great thing?

After all, this event is centred on the greatness of good technology. Tech like Xero, which simplifies your accounting. Like AutoEntry, which literally saves you hours of time on bookkeeping tasks. Rocketspark, which enables you to set up an effective website within days (not months).

But what is this technology doing for us?

We look around at humanity staring at their phones, heads down, constantly tapping and sending and viewing. It’s tempting to think that we have sacrificed the personal connection for the digital one.

The truth is, technology has changed the way we live. It’s an undeniable part of life. We tend to use Google maps instead of a paper map, look up an answer online instead of asking a random stranger, and text instead of call.

Even HMRC has recognised the need for businesses to utilise digital technology in relation to their accounts. Within the next several years, instead of a yearly tax return, businesses will need to set up a digital tax account and file an online return once per quarter.

There are hundreds of stories like that of Pete and Charlotte, who own a veterinary practice. Thanks to Xero they have more time with the animals and their owners, and less stress about getting bogged down with admin and bookkeeping.

You see, technology has great power: to point us back to human relationships.

We’re coming back full circle. The old days, where “people did business with people”, aren’t really the old days at all. People still do business with people. And if you want time with your family, time with your customers, time to relax, time to invest more in your business… that’s where technology comes in.

We know the power that technology has, because we’ve experienced it at Saint for ourselves and the businesses we work with every day. Delivering the BITE event for our clients and local businesses stems from our enthusiasm for what it can do for you.

Technology was the next great thing: but now it’s settling into the background. Now we can look at what the next great thing really is: people. Humans. Connection. Relationship.

You’ll get the full story from Ashleigh when you join us at BITE.  See you there!

Do I have to be a Saint client to attend BITE 2018?

BITE

Let’s cut to the chase: Can you attend BITE 2018 even if you’re not one of our clients?

The answer is a resounding YES!

Our upcoming free business event BITE is for business owners, plain and simple.

If you run your own business in the north of England (or further afield, if you feel like travelling), you’re bound to find something you’ll love in our packed agenda.

Why should I come along?

To learn, grow, and make better business decisions.

BITE stands for Business, Innovation, Technology, and Efficiency, and we’ve designed our agenda to make sure each aspect gets the spotlight it deserves.

During the course of the day, you will:

●      Be encouraged to embrace a spirit of curiosity and growth, regardless of industry or business type.

●      Get to meet and network with like-minded business owners, the Saint & Co team, and representatives from Xero and the apps.

●      Find out how Xero sits at the heart of your business, and which apps apply specifically to your type of business.

●      Connect with the apps and tech that are perfect for you and your business.

Agenda, BITE 2018

Who’s going to be there?

On the 12th of October, Carlisle Racecourse will be all abuzz with ambitious business owners, advisors, tech experts, and a selection of smart and engaging speakers.

Your next strategic partner could be at the same table. A new client a few tables over. And with dynamic keynote speakers Ashleigh Lambert of Xero, and content marketing duo Andrew & Pete, you’re bound to learn a thing or two, too.

Where is BITE? And when?

Where: Carlisle Racecourse (Get Directions)

When: Friday 12 October 2018, 08:30 – 16:00

Save Your Seat (It’s Free!)

Around 200 businesses will be joining us on the 12th of October for BITE, and you can be there too. Learn how to save time, save money, get found by your ideal client, get paid faster, and so much more.

You’ll even get lunch – and it won’t cost you a penny.

Sound good?

Grab Your Free Ticket Now

Find Out How Cloud Accounting Can Make MTD a Smoother Transition

Making Tax Digital

Technological hitches and Brexit-related delays aside, Making Tax Digital (MTD) is going to happen. One way or another, the UK’s tax system is going digital, and it’s vitally important that you take the correct measures now to avoid scrambling at the last minute two years from now.

In this brief blog post, we explain why switching to cloud accounting today can make MTD a smoother, more effective transition in the future.

A reminder: What is Making Tax Digital?

We’ve previously blogged about what Making Tax Digital is and how it will affect you, but if you’re still not sure, here’s a quick reminder:

Making Tax Digital is a government initiative designed to streamline and simplify tax, and bring about the end of paper accounting for millions across the UK. Instead of a yearly tax return, businesses will be tasked with setting up a digital tax account and filing an online return once per quarter.

If it all works as intended, MTD will make tax more straightforward, accurate, and far less stressful.

Why make the switch now?

From a compliance point of view, if your business does not exceed the VAT threshold, you will not be mandated to keep digital records and submit quarterly returns via digital accounting software. Or, in other words, if you’re not turning over £85,000 and above, you can breathe easy about implementing new software.

However, there’s still an argument that you should make the switch to a cloud-based accounting system well in advance of the inevitable expansion of MTD, set to take place in or around April 2020.

Why? Well, cloud accounting can save you time and save you money. It makes financial admin easier, and will ultimately result in a more effective and efficient tax return, regardless of whether or not your business is compelled to comply with MTD.

It might be tempting to dismiss MTD as yet another HMRC obligation, but the truth is, the move towards a fully digital and largely automated accounting process will improve your business tenfold. You’ll have instant access to real-time, up-to-date numbers which will, in turn, help you make better decisions in your pursuit of growth and profit.

So, the question ought to be “which cloud accounting software do I choose?” and the answer is simple – Xero.

How can Xero help?

Xero is by far the most popular cloud accounting software in the UK – and with good reason. It acts as the financial hub of your business, bringing together important functions such as bookkeeping, accounting, invoicing, and reporting.

Whether you have MTD in mind or not, making the switch to the cloud with Xero will undoubtedly bear fruit for your organisation. In fact, the features and benefits are there for all to see:

  • A clean and clear dashboard provides an at-a-glance overview of your key numbers, meaning you’re always in control.
  • A live bank feed keeps everything up-to-date.
  • Online invoicing means you can invoice directly to customers, log sales straight into Xero, and follow up with late payers in a timely and efficient manner.
  • Financial reports give you the opportunity to see your balance sheet, profit and loss, or cash report at any given time, and all with real-time, accurate numbers.

Where Making Tax Digital is concerned, Xero is already a step ahead. It can:

  • Automatically calculate tax (including VAT and payroll tax).
  • Pull financial data directly from your bank, invoicing software, or point of sale system.
  • Update transactions daily, keeping you on top of bank reconciliation.
  • Create digital records of paper receipts and bills via its smartphone app.

All of this combines to provide you with a clear picture of your business’s financial performance and tax liabilities, keeping you organised and ready to meet your next tax payment, or sidestep your next cash flow concern. In short, by introducing a cloud accounting system like Xero, you’ll take the change to Making Tax Digital in your stride.

Get Ready for MTD with Saint and Xero

There are no two ways about it, change is scary. Especially if it means implementing technology you’ve never used before. But Making Tax Digital could be a huge positive for your business. Filing returns quarterly could make tax less taxing, and allow you the opportunity to better plan for the future.

And by making the switch to Xero, not only will you be prepared for MTD, you’ll also have accurate financial information at your fingertips, helping you spot opportunities and threats faster than ever before.

If this sounds like something you’d be interested in, simply click the link to Get Started with Xero, or call us on 01228 534 371 to chat with one of our friendly advisors.

Good news! We’ve gone Platinum

We’re very pleased and incredibly proud to announce that Saint & Co is now a certified Xero Platinum Partner.

This has been a long road, from Bronze to Silver, to Gold and beyond, but it represents our unwavering commitment to the Xero platform, and our staff’s dedication to learning and improving every single day.

They’ve put in the hard yards, earning the appropriate certifications and delivering expert advice and guidance to our clients. A massive congratulations must go to each and every one of them!

What Does This Mean for You?

So, what exactly does our newly acquired Platinum status mean for you? In a word: Value.

As Platinum Partners, we are now in a position to pass on even more value to you by the way of access to promotions, expert assistance, consultancy, and project support.

Your experience with Xero is incredibly important to us, and our shiny new status will go a long way towards making it even better.

Find Out How Xero Can Help Your Business

Our team of Xero Champions are primed and ready to help you discover the many benefits of switching to a cloud accounting system, and to Xero in particular. You’ll quickly save time, save money, and wonder how you ever did without it.

Simply click the link to Get Started with Xero, or call us on 01228 534371 to chat with one of our friendly advisors.

 

 

Forthcoming Event – Xero Drop In Day – 27 February 2018 at our Carlisle Office

Going for Xero Gold

Xero Drop In Day

Tuesday 27th February 2018

at

Saint & Co, Sterling House, Wavell Drive, Rosehill, Carlisle, CA1 2SA

9.00 am – 6.00 pm

Are you an existing user of Xero Cloud Accounting Software?

Do you need help using the software or would you like to learn more about how cloud accounting could boost your business?

Saint & Co are Xero Gold Partners.   Thanks to our newly acquired gold status more of our partners and staff are “Xero” certified.

Why not join us on our “Xero Drop In Day” and chat to our friendly staff who will be on hand all day to help with any queries or questions you may have about using the software.    Tea and coffee available.

If you do not currently use Xero, why not book onto one of the half hour demonstrations and let us introduce you and your business to this cloud accounting software which is becoming more and more popular with our clients

Visit our events page for more details.

 

 

Going for Xero Gold

 

Going for Xero Gold

We have some good news to share: Saint & Co. was recently awarded Xero Gold Partner status.

So, what exactly does this mean for both us and you?

Well, Xero awards several different status levels, ranging from Partner to Platinum Partner, with Bronze, Silver, and Gold in between. Each level achieved is an indication that certain criteria has been fulfilled, particularly the number of clients subscribed to use Xero.

Our Journey to Gold Champions

Using Xero was a deliberate and careful decision. It wasn’t something we rushed into. We carefully examined a number of solutions for our clients, before working closely with Xero for around a year to determine if their platform met the needs of our existing clients.

Over the past 12 months, our partner, Carlisle Accountant, Stuart Farrer – who was heavily involved with introducing Xero to the company – gave up time to attend workshops and travel to observe what other firms were doing well. Thanks to his dedication and input, and the hard work of our team in general, we have managed to convert over 350 clients to Xero’s cloud accounting software.

Retaining Our Status, and Aiming Higher

Growing to that number of subscriptions has directly contributed to achieving the gold status level, but it can change on a monthly basis. Part of the criteria also refers to the number of staff we have certified to use Xero, so we’ve spent even more time and resource training our team to make the most of Xero and its features.

We want to ensure that our clients will receive an answer to almost any query when it comes to using Xero and that being on the cloud complements their day-to-day business activities.

And with the platinum status in our sights, we need to retain our high standards of customer care, and our dedication to learning and improving.

What Can Xero Do For You?

When we introduce you and your business to Xero, you’ll have the opportunity to streamline your accounting processes. You’ll have 24-hour access to review your financial information via your own dedicated real-time dashboard, allowing both you and us as your accountant to make faster, better decisions.

Instead of dropping off documents or emailing information, you’ll enjoy a modern and up-to-date accounting system that will improve financial management and decision making within your organisation.

What’s Next for Saint and Xero?

Thanks to our newly acquired gold status, some of our partners have been invited to special Xero events, giving them a fresh perspective on the platform and an opportunity to expand their knowledge; something that we can then pass directly onto our clients.

Stuart and Michelle will also be attending Xerocon London in October. It’ll be yet another chance to enhance their understanding of Xero and its accounting system.

And we’ve also been running our own Xero client events (with lunch!). Our last one saw around 50 clients, many of whom weren’t on Xero at the time, attend and learn how cloud accounting could boost their business.

Learn More About Xero

If you’d like to learn more about how Xero can improve your accounting and financial management, chat with one of our friendly team members.

Simply fill out our contact form, or call us on: 01228 534371

5 ways Xero online accounting improves your business and gives you a better work/life balance

Lindsay Farrer, Partner, Carlisle Office
Lindsay Farrer, Partner, Carlisle Office

Time is a precious resource for business owners. Whether you’re a farmer, hotel owner or start-up entrepreneur, the less time you spend on financial admin the more you can focus on growing your business and building customer relationships.

But control over your financial management is also vital. Clear oversight of your revenues, costs, cash flow and profits is an absolute must.

So how do you reduce the time spent keying in receipts, while also getting an improved view of your finances?

The answer is to work with Saint & Co accountants to switch your financial management to Xero online accounting – the leading cloud accounting platform for small business owners.

5 key ways your life becomes better

Xero is accounting software, based in the cloud. It works just like the desktop-based accounting systems you’re used to, but without any of the limitations – with Xero, you can work with your business numbers 24/7.

Xero brings you all these key benefits:

  1. Instant, mobile access to your key numbers, straight from your laptop, tablet or smartphone.
  2. Easier ways to collaborate with your accountants and improve the proactive business advice you receive.
  3. Less time spent on paperwork, using a smart-scanning app such as Receipt Bank to automate your bookkeeping.
  4. A faster way to get paid and improve cash flow, using online email invoicing, modern payment gateways and automated debtor chasing.
  5. Integration with a range of business tools, designed to improve your business and give you back time to live your life well.

Saint & Co: your trusted Xero partner

At Saint & Co, we’re proud of our century-old heritage as accountants in the Cumbrian community. But we’re also a forward-thinking firm, always using cutting-edge financial technology to help our clients do more.

Our trained Xero specialists will help you seamlessly make the switch to cloud accounting. Once you see the impact on your time and profitability, you’ll wonder how you managed your business without the help of Xero.

If you want more from your business and work/life balance, contact us to arrange a hands-on demo of Xero’s beautiful accounting software.

Call Saint & Co on 01228 534371  or email us at advice@saint.co.uk to book a Xero demo and start the next chapter in your business success.

“Xero – Beautiful Accounting Software to Make Life Easier” Seminar

Xero – Beautiful Accounting Software to Make Life Easier”

Join us at our FREE workshop – hot lunch included

on Tuesday, 21st March 2017

at The Auctioneer, Rosehill, Carlisle

12.30 pm – 2.30 pm

“Cloud” Accounting software is becoming more and more popular as it can be accessed from anywhere at anytime.

In addition to being able to access it from anywhere at anytime, we think Xero is simple to use, jargon free and has the added benefit of no limit on the number of users. (Plus no more update CD’s to load!)

A numbers of partners and staff at Saint & Co, have become “Xero” certified.

Why not come and watch a demo of Xero, the world’s easiest accounting software and you will see why so many people are using this.

For further details click on our flyer.

Do not miss out on booking your place as demand is likely to be high. To secure your place(s), visit www.saint.co.uk/events to book online or complete and return the attached reply slip below no later than Wednesday 15th March 2017.

 

 

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