Author Archives: Lindsay Farrer

Are annual accounts useful, or just a necessary document to file and required for tax?

Annual accounts

Some people see accounts as a necessary formality and under appreciate how much information is contained in their accounts. More importantly how their accounts can help them to improve their business and increase profits. Why are accounts useful? Accounts are useful quite simply because they let you know how your business is doing. You can…

The different types of finance available to businesses

Below we outline some of the different types of finance currently available. Please contact us if your business needs further finance and we will be delighted to help. The Recovery Loan Scheme (RLS) The RLS supports access to finance for UK businesses as they grow and recover from the disruption of the COVID-19 pandemic. The…

Business resilience in these tough times

Millions of households are facing a rise in energy costs, alongside increases in the cost of council tax, water bills and other utilities and there is a warning of fresh energy bill price rises in October. Energy prices have been affected by the Ukraine war and pressure on suppliers. There are continuing delays and shortages…

7 things to think about when buying a business

Mergers and acquisitions

Buying a business is a big exciting step. Even a small business can be a big investment, so with any acquisition this big it’s good to apply a little bit of ‘professional scepticism’. By that we mean ask good questions – of yourself, the business and your accountant and solicitor! Here are seven things to…

10 things you should expect from a good accountant

Good accountant

Choosing an accountant can feel overwhelming. The world of accountancy has changed dramatically with the advancement of technology in recent years, meaning you might find the right fit for you far beyond your local area.  While an abundance of options is great, it can also make it harder to choose. How do you know what…

What do I need to think about if someone has approached me to buy my business

Some one has approached you with a view to buying your business. Whilst it’s flattering and exciting, also perhaps something you’ve had in the back of your mind for some time, often business owners don’t know what they need to think about and discuss with a potential buyer in those earlier meetings. Here are some…

I want to retire or step down from my company, how can I get the money out tax efficiently?

Lots of people get to a stage in their life where they may want to retire, or they want to step down from running a company, but the company has money / net assets, and they want to withdraw it from the company in the most tax efficient way. A Members Voluntary Liquidation (MVL) is…

How much does it cost to work with Saint & Co?

Whenever you’re thinking about making a purchase or getting support from a professional, you want some idea of what it’s going to cost.  We offer a range of accounting services and support, and our clients have all kinds of differing goals and requirements – so quotes will vary based on an individual’s needs. But it…